Jozef is a Strategic Advisor at IPM Group, bringing his vast experience from the banking sector. Jozef is also a Co-founder and Vice-Chairman of the Board of Directors at InoBat and a member of the Management Board at InoBat Auto. He is a serial entrepreneur and senior CEE banker at the Raiffeisen Group, having worked in the banking sector for more than 12 years. Jozef has served as Director of Regional Corporate and Retail Branch Network of Tatra Banka (Raiffeisen Group) as well as the Managing Director of its consumer retail business. Jozef is recognised as an expert in corporate and retail business management, project planning, and the leadership teams. Jozef holds a master’s degree from the University of Economics in Bratislava, Faculty of Economics and Management.